We recently helped a couple obtain a mortgage for a house they wanted to buy in Didsbury, Greater Manchester. He’s some feedback they provided about their story:
“I didn’t realise how difficult it would be to get a mortgage appointment even though I live in Didsbury village surrounded by banks and Estate agents.
My partner and myself work in the centre of Manchester Monday to Friday and the earliest appointment we could get was in four weeks time with the Halifax. We couldn’t even get passed the door at the Nationwide, Cheadle branch.
We are both currently renting and have saved a deposit for a house and were being given money from my partners family towards the purchase.
But how would we find out what we could afford without knowing what we could lend ?
My partner stumbled across Manchester Mortgages when looking on the internet.
We were able to speak to an adviser that day and an appointment was made for 2 days time.
We were advised how much money we could borrow and how much it would cost so we now have a better idea of what we are now able to look for.
The mortgage adviser also explained what other costs were involved like solicitor costs and survey.
The meeting was informative and gave us a lot of food for thought and we now have a much better understanding of the house buying process.”